Using a hand mixer, beat cream cheese until light and fluffy. Add powdered sugar and salt. Mix until smooth. Fold in whipped topping until well combined.

Divide mixture evenly between 5 small bowls. Add 2 teaspoons of gelatin powder to five bowls. Stir to combine, until gelatin is dissolved and desired color is reached.

Combine each color of dip in a serving bowl. Use a spatula to gently swirl colors together. Cover with plastic wrap and chill for at least 30 minutes. Garnish with mini chocolate chips and serve.